[An oxymoron is a term for a figure of speech made up of two or more words that seem to be opposite to each other or are actually opposite. … The word oxymoron is an oxymoron; ‘oxy’ comes from the Greek word that means ‘sharp’, while ‘moron’ comes from the Greek word that means ‘dull’.]
It is an oxymoron to think, say, or claim that “banks create money out of nothing, or thin air” by simple keystrokes on a computer, and that the deposit created has no value.
See reference to “Credit River Decision” in the article below : https://mainerepublicemailreport.com/2018/05/30/the-little-case-that-threatened-the-entire-banking-system/
Banks monetize your “signature” at the value you establish on your so-called “loan” application that you “give” to the bank when the bank “gives” you the proceeds as an equal value “exchange” calling it a “loan” that you have to repay plus “interest” or “give” them your collateral instead.
In addition to this “equal value exchange” you “give” the bank interest payments or your property instead for the “loan” proceeds you “gave” to the bank.